Terms of Service

By accessing or using trakbooks ("the Service"), operated by Mirror Accounting Services, you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.

trakbooks is a cloud-based bookkeeping platform that allows users to manage invoices, track expenses, reconcile bank accounts, generate financial reports, and manage tax-related records. The Service is designed for small to medium sized businesses, startups, independent contractors, and freelancers.

To use trakbooks, you must create an account. You agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Accept responsibility for all activity under your account
• Notify us immediately of any unauthorized use

trakbooks offers paid subscription plans. By subscribing, you agree to:

• Pay the applicable fees for your chosen plan
• Provide valid payment information via Stripe
• Accept that subscriptions renew automatically unless cancelled

Free trials may be offered. At the end of a trial, your account will require an active subscription to continue using premium features.

Refund Policy: We do not offer refunds for partial billing periods. You may cancel your subscription at any time, and access will continue through the end of your current billing period.

You agree not to:

• Use the Service for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to other users' data
• Interfere with or disrupt the Service's infrastructure
• Upload malicious code, viruses, or harmful content
• Resell or redistribute the Service without authorization

You retain ownership of all financial data and content you enter into trakbooks. We do not claim ownership of your data. Our use of your data is governed by our Privacy Policy.

You are responsible for the accuracy of the financial data you enter. trakbooks provides tools for bookkeeping but does not provide professional accounting, tax, or legal advice.

trakbooks integrates with third-party services including Plaid (bank connections) and Stripe (payment processing). Your use of these services is subject to their respective terms and privacy policies. We are not responsible for the actions or availability of third-party services.

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

trakbooks is a bookkeeping tool and does not constitute professional accounting, tax, or financial advice. You should consult a qualified accountant or tax professional for advice specific to your situation.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MIRROR ACCOUNTING SERVICES AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR REVENUE, WHETHER INCURRED DIRECTLY OR INDIRECTLY, ARISING FROM YOUR USE OF THE SERVICE.

Our total liability shall not exceed the amount you paid for the Service in the 12 months preceding the claim.

We reserve the right to suspend or terminate your account if you violate these Terms. You may cancel your account at any time. Upon termination, your data will be retained for 90 days (per our Privacy Policy), after which it may be permanently deleted.

We may modify these Terms at any time. We will provide notice of material changes via email or through the Service. Continued use after changes constitutes acceptance of the updated Terms.

These Terms shall be governed by the laws of the United States. Any disputes arising from these Terms shall be resolved in the applicable courts.

For questions about these Terms, contact us at:

Mirror Accounting Services
Email: jwill@mirroraccountingservices.com